Fertility Benefits Are Different Than Your Insurance

Reimbursement Can Make a Huge Difference

Fertility Benefits Fills-in Where Insurance Doesn't Go

Less than 10 years ago, the landscape for doula care looked so different than it does today. Most people asssociated doulas with home birth, midwifery, and crunchy living communities. Today, thanks in part to fertility benefits, more families have access to birth, postpartum and fertility doula support, without significant financial sacrifice. 

When speaking with your HR Rep., or reading throught the benefits in a handbook, look specifically for Fertility Benefits. These may be named Carrot, Wynn, Proginy or Maven. The benefit is offered by many more employers in the last couple of years – with lifetime benefits ranging from $10,000 to $90,000 or a more specific per-pregnancy limit that will reimburse your doula costs as long as your doula meets certain criteria,. This is in addition to your health insurance.

Fertility Benefits Open More Doula Options

This is why I encourage families to ask more than once about these benefits. More than a couple of times, I have interviewed with clients who say they do not have coverage for doula reimbursement, only to learn through conversation that I have worked with people at the same company who took advantage of this amazing perk. One of my clients selected me as their doula for a 3rd baby because a co-worker told her they were using Carrot for their first baby – a coincidental discovery through casual conversation. Please ask more than once, maybe if you do not have the benefit, your employer will consider it based on demand.

As a doula who meets the high certification standards, I have an invoice format that helps make my client’s reimbursement process predictable. Carrot has a directory by region, where you will find me pre-approved as of 2026. 

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